Jan L. Jordaan Inc. Attorneys

07 October 2016

Is it really farewell to that pesky salary attachment order?

I have read a recent article that says that due to a recent court judgement, salary attachment orders are no longer allowed. Is this correct and does that mean that the order against my...

07 July 2016

Beware of the dangers of prescription

I lent money to a business partner nearly 3 years ago when he was in a bit of financial trouble. It wat not a massive amount, so I did not press him for the money. He recently won a big contract and I know things are going better with his b...

09 May 2016

Credit agreements: You must get a notice before being sued

I received a summons today from a credit provider that gave me a personal loan. I admit that I have missed a payment or two on the loan, but did not think that I was that far behind. Su...

11 April 2016

Am I really responsible for the municipal debts of a previous owner?

I bought a house a few months ago. The municipality issued a rates clearance certificate to the seller and the property was transferred in my name. When I recently queried a high water ...

14 December 2015

How to change my ‘slow payer’ status

I’m struggling to buy a car because I cannot get financing. I’ve had some financial problems which resulted in some of my accounts falling behind. All my debt is paid off at this point but my credit record shows that I am a &lsq...

08 September 2015

Do I have any say over that garnishee order that’s deducted from my salary?

I had some financial problems a little while ago, with the result that I owed money. One of my creditors now has a garnishee order against my salary which my employer must deduct every ...

16 July 2015

The previous owner did not pay. Can the municipality now cut off your electricity?

The municipality has notified me that it will disconnect my electricity supply because there are outstanding payments in respect of my property. However these outstanding amounts are no...

14 April 2015

Be wary of prescription – don’t drag your feet to collect your debt

Prescription is a term used to indicate that the time period to institute legal proceedings against a debtor has lapsed. It is thus not a legal term that should be easily ignored, as ha...

14 April 2015

The low down on providing a surety

Many of us will during our lifetime be requested at some point to stand surety for another person’s debt. But binding yourself as a surety for someone else’s debt is a risk that should be approached with circumspection and not b...

25 October 2013

Debt Review: Manoeuvring through the thorns

In the wake of the National Credit Act, Debt Review has been heralded by many as a lifeline for those that are over-indebted. However, there is a growing perception of distrust towards the Debt Counselling profession as many people under De...

18 March 2013

Blacklisted? How can I clear my credit record?

The economic climate in South Africa is uncertain with consumers heavily affected by increasing expenses and an inordinate reliance on credit. The unfortunate result is one where businesses are forced to take judgement against the consumers...

25 October 2012

What to do with a man of straw?

Business owners are becoming increasingly concerned with the escalating numbers of debtors failing to make payments and requiring legal action to recover debt. However, more and more business owners are also finding out that many debtors ar...

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